Privacy Policy for InsureGeeks.com
Effective Date: October 16, 2025
This Privacy Policy describes how InsureGeeks.com (“Company,” “we,” “us,” or “our”) collects, uses, shares, and protects your personal information. By using our website and services, you consent to the data practices described in this policy.
1. The Information We Collect
We collect personal information in two primary ways: (A) Directly from you and (B) Automatically through your use of our website.
A. Information You Provide Directly to Us (Leads)
When you use our forms to request a quote or connect with an insurance professional, you may provide the following categories of Personal Information and, in some cases, Sensitive Personal Information:
| Category of Information | Examples of Specific Data Points Collected |
|---|---|
| Identifiers | Name, Email Address, Phone Number, Physical Address, IP Address. |
| Sensitive Personal Information | Date of Birth, Driver’s License Number (if required for quote), Financial Information (e.g., current insurance premium, credit score range/tier), Precise Geolocation. |
| Protected Classifications | Gender, Marital Status, Age, Veteran or Military Status. |
| Commercial/Insurance Information | Vehicle VIN, Model, Year, Driving History (e.g., accidents, tickets, claims history), Current Carrier, Coverage Preferences. |
| Inferences | Inferences drawn from your information to create a profile reflecting your characteristics, preferences, and predicted insurance risk. |
2. How We Use and Share Your Information
We use the personal information we collect for the following Business Purposes and Commercial Purposes:
| Purpose | Description | Categories of Third Parties to Whom We Share/Sell |
|---|---|---|
| Lead Generation & Quote Delivery (Commercial) | To match you with relevant insurance agents, carriers, and third-party lead buyers who will provide you with a quote or offer for insurance and related products. This constitutes a “Sale” and “Sharing” of your Personal Information under California law. | Insurance Carriers, Brokers, Agents, Third-Party Lead Aggregators, Call Centers, Marketing Partners. |
| Fulfilling Your Request (Business) | To provide you with the services you requested, such as connecting you with partners or responding to your inquiries. | Service Providers (CRM, IT Support), Partners necessary to fulfill the service. |
| Marketing and Advertising (Commercial) | To perform analytics, target advertising, retargeting, and market our own products/services or those of our partners. | Advertising Networks, Social Media Platforms, Marketing Agencies. |
| Security and Legal (Business) | To detect security incidents, protect against fraudulent or illegal activity, and comply with all legal obligations (e.g., subpoenas, regulatory requests). | Government Agencies, Law Enforcement, Legal Advisors. |
3. YOUR CALIFORNIA PRIVACY RIGHTS (CCPA/CPRA)
If you are a California resident, you have specific rights regarding your Personal Information, which you can exercise by visiting our dedicated California Privacy Rights Portal at [LINK TO YOUR PRIVACY CHOICES/REQUEST PAGE].
| Your Right | What You Can Request | How to Submit a Request |
|---|---|---|
| Right to Opt-Out of Sale/Sharing | To stop us from selling or sharing your Personal Information to third parties for monetary or other valuable consideration, including cross-context behavioral advertising. | Click the “Contact Us” link in the footer. |
| Right to Limit Sensitive PI Use | To direct us to limit the use and disclosure of your Sensitive Personal Information to only what is necessary to perform the services you requested. | Click the “California Privacy Choices” link or submit via our Portal. |
| Right to Know | To request the categories and specific pieces of Personal Information we have collected about you, the sources, purposes for its use, and the categories of third parties to whom it was disclosed or sold in the past 12 months. | Click the “California Privacy Choices” link or submit via our Portal. |
| Right to Delete | To request deletion of the Personal Information we collected from you, subject to certain exceptions. | Click the “California Privacy Choices” link or submit via our Portal. |
| Right to Correct | To request correction of inaccurate Personal Information we maintain about you. | Click the “California Privacy Choices” link or submit via our Portal. |
Honoring Opt-Out Signals: We honor Global Privacy Control (GPC) signals.
Non-Discrimination: We will not discriminate against you for exercising your rights.
Verification: We may verify your identity for certain requests.
4. Children’s Privacy
Our website is not intended for use by minors under the age of 16. We do not knowingly collect, sell, or share Personal Information from consumers under the age of 16 without parental or guardian consent.
5. Data Retention
We retain your Personal Information only for as long as is necessary to provide the services you requested (e.g., connect you to a partner), for our legitimate business purposes (e.g., record-keeping, legal compliance), or as required by law.
6. Changes to this Privacy Policy
We may update this Privacy Policy from time to time. We will post the revised policy on this page and update the “Effective Date” at the top.
7. Contact Information
If you have questions or comments about this policy or our privacy practices, you may contact us at:
InsureGeeks.com
Attn: Privacy Officer
Email: privacy@insuregeeks.com